Privacy Policy

Introduction

Choice Business Funding, LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website ( fundsbychoice.com ), use our services, or communicate with us.

By using our website or services, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our website or services.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, and other contact details you provide when filling out forms or contacting us.
• Business Information: Business name, industry, time in business, monthly revenue, funding needs, and business financial information.
• Financial Information: Bank statements, credit history, tax returns, and other financial documents provided during the application process.
• Device and Usage Information: IP address, browser type, operating system, pages visited, time spent on pages, and referring website.
• Cookies and Tracking Technologies: See our Cookie Policy section below for details.

How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate funding applications
• To communicate with you about your application, account, or inquiries
• To provide customer support and respond to your requests
• To send marketing communications, newsletters, and promotional offers (with your consent)
• To improve our website, services, and user experience
• To comply with legal obligations and regulatory requirements
• To detect and prevent fraud, security incidents, and illegal activities
• To enforce our Terms of Service and other agreements

SMS/Text Messaging

By providing your mobile phone number and opting in, you consent to receive SMS/text messages from Choice Business Funding regarding your application, account updates, funding opportunities, and marketing communications.

• Message frequency may vary based on your interaction with us.
• Message and data rates may apply from your mobile carrier.
• You can opt out at any time by replying "STOP" to any text message.
• For help, reply "HELP" or contact us at service@fundsbychoice.com.
• We will never share your mobile number with third parties for their marketing purposes without your explicit consent.

How We Share Your Information

We may share your information with:

• Funding Partners and Lenders: To evaluate and process your funding application, we may share your information with banks, financial institutions, and alternative lenders in our network.
• Service Providers: We use third-party services for website hosting, data analytics, customer relationship management (CRM), email delivery, and payment processing. These providers are contractually obligated to protect your information.
• Legal Compliance: We may disclose information when required by law, court order, or government regulation, or to protect our rights, property, or safety.
• Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their marketing purposes.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content.

Types of cookies we use:

• Essential Cookies: Required for the website to function properly (e.g., form submissions, security).
• Analytics Cookies: Help us understand how visitors interact with our website (e.g., Google Analytics).
• Marketing Cookies: Used to deliver relevant advertisements and track campaign performance (only with your consent).

You can manage cookie preferences through your browser settings. Note that disabling certain cookies may affect website functionality.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmission
• Secure servers and firewalls
• Access controls and authentication procedures
• Regular security assessments and updates

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request that we correct inaccurate or incomplete information.
• Deletion: Request that we delete your personal information, subject to legal obligations.
• Opt-Out: Unsubscribe from marketing communications by clicking "unsubscribe" in emails or replying "STOP" to text messages.
• Do Not Sell: We do not sell personal information. If this changes, we will provide opt-out mechanisms.

To exercise these rights, please contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites (e.g., partner lenders, financial resources). We are not responsible for the privacy practices or content of these websites. We encourage you to review their privacy policies before providing any information.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or business operations. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

For significant changes, we may notify you via email or through a prominent notice on our website.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: